"I have known Michael Ciaburri for many years as my company was a customer of the bank in New Haven, Connecticut in which was the President and CEO. When obtaining bank financing became very difficult for my company in 2008, I turned to Michael and Worth Avenue Capital and they have funded and closed several different loans for my company over the last several years. WAC has provided my company much needed working capital when the banks continue to say no to us for our financing needs."

Steve R

"I was recently referred to Michael Ciaburri of Worth Avenue Capital by a loan broker in order to restructure my small business' debt. I found that WAC was the only private lender in the marketplace that would consider lending my company the money secured by a second mortgage on my commercial building. Mr. Ciaburri funded my loan request very quickly and with no bureaucracy."

Bob W.

"I have borrowed money from Worth Avenue Capital on two separate occasions for "fix and flip" projects in Connecticut. Their "high touch" service is outstanding and their loan approval and funding process is both quick and efficient. I plan on continuing to utilize WAC's private lending services for my future financing needs."

Chris D.

"I am a real estate developer who is always searching for capital for new development projects and, as a result of the distressed economy, am having a difficult time obtaining fresh capital from the banks. I reached out to Michael Ciaburri of Worth Avenue Capital and he has now funded three separate real estate development projects for me within the last few years. As a result of his access to capital, I will be able to turn over these projects at a substantial profit without having to deal with the bureaucracy of the banks. I will continue to use WAC to assist me with funding new real estate projects."

David

"I was in a precarious position with my bank in that I borrowed a lot of money from them a few years earlier to fund a real estate development project and the bank was anxious to receive full payment from me despite the soft real estate market. They even began litigation against me and tried to force me to pay the bank's very expensive legal bill. Because of the distressed economy, I was unable to sell the property to pay off the bank and the pressure was mounting. I hired Michael Ciaburri of Worth Avenue Capital and he helped me successfully negotiate a Forbearance Agreement with the bank. By negotiating a Forbearance Agreement for me, WAC enabled me to avoid filing a bankruptcy; stopped the bank from bothering me for at least one year; and saved me well over $100,000 in legal fees; past due interest and collection costs. I will continue to engage in WAC's services for all of my financing and workout needs".

Earl